Article 1 (Purpose)

The purpose of these Terms and

Conditions of Use of ComeUp Service (the “Terms and Conditions”) is to define rights and obligations between the Company and the user (the

“Member”) and other necessary

matters with respect to the use of ComeUp (the “Service”) provided by STARINDEX, Inc.(the “Company”) and any other services

Article 2 (Validity of Terms and

Conditions and its Amendment)

1. The Company shall post these Terms and
2. Conditions on the website so that the Member may comprehend it easily.
3. The Company may amend these Terms and
4. Conditions to the extent that it does not conflict with relevant laws and
5. regulations. The amended Terms and Conditions shall be posted on the
6. Service website from seven (7) days prior to the effective date.
7. If the Member reserves the rights to refuse
8. the consent to the amended Terms and Conditions, and in such case, the
9. Member may request the Company to suspend the provision of Service by
10. expressing his/her intent to terminate the Service use and to withdraw the
11. membership. Provided, however, that if the Member fails to raise any
12. object even if the Company notifies the Member of the amended Terms and
13. Conditions and of the fact that if the Member does not raise any objection
14. within seven (7) days, the Member shall be deemed to have given his/her
15. consent to the amended Terms and Conditions, the Member shall be deemed to
16. have given his/her consent.

Article 3 (Construction of Terms

and Conditions and Exceptional Rules)

1. The Company may have separate terms and
2. conditions of use and policy with respect to each Service provided by the
3. Company, and in case that the content of such separate terms and
4. conditions and policy conflicts with these Terms and Conditions, separate
5. terms and conditions shall prevail.
6. Relevant laws and regulations shall apply to
7. the matters other than the matters prescribed herein and construction
8. hereof.

Article 4 (Definition)

1. The term “Service” means websites and applications or
2. all other services that the Company provides and the Member uses
3. regardless of types of devices and terminals (either wired or wireless)
4. including personal computer (PC), TV, mobile phone, tablet PC.
5. The term “Member” means an individual or a company
6. which uses the Service provided by the Company pursuant to the contract on
7. service use entered into with the Company.
8. The term “ID” means the combination of letters and
9. numbers or email address of the Member selected by the Member for
10. identification of Member and the use of the Service.
11. The term “PASSWARD (“PW”)” means the combination of letters and
12. numbers created by the Member for the purpose of verifying the
13. identification of the Member and protecting PW of the Member.
14. The term “Domain” means the Internet address that the
15. Company grants to allow the Member to use the Service. The Company may
16. allow additional and separate Domain in accordance with the sorts of
17. services.
18. The term “Posts” means all information or data
19. including texts, documents, pictures, photo, voice, sound, links, files,
20. and video, or the information coded as a combination of them, which the
21. Member posts on the website in the course of using the Service.
22. The term “Fee-Based Service” means any and all online digital
23. contents and other services that the Company provides for a fee.

Article 5 (Execution of Use

Contract)

1. The use contract is executed when the Member
2. consents to these Terms and Conditions and the Privacy Policy of the
3. Company and submits the application form to the Company after filling
4. them out on the website of Membership register of ComeUp or connect(login) with any external
5. membership provider accounts in ComeUp, and when the Company approves the
6. application.
7. The Company shall approve the Service use of
8. the applicant in accordance with the order of receipt, in principle.
9. However, if any problems occur to the businesses or technologies of the
10. Company, the Company may withhold the approval for a certain period of
11. time.
12. In case that an event falling under any of
13. the following items, the Company may refuse to approve the concerned
14. application or terminate the use contract thereafter.

• Where the applicant lost his/her previous
• title as a member hereunder;
• Where the applicant applies by using email
• address of a third person;
• Where the applicant states false
• information, or omits the mandatory information required by the Company;
• Where the applicant tries to use Service for
• inappropriate purpose;
• Where the approval is not allowed due to the
• faults on the user’s part, or where the application
• violates the regulations;
• Where the applicant is not deemed to be
• suitable for the Company’s policy, o where
• the provision of Service is not possible;
• Where the purpose of use or method of use of
• the Member infringes on property rights or goodwill of the Company or
• where there is a risk of infringement;
• Where the applicant creates ID in bulk by
• abnormal ways.

1. The Company may distinguish the grade of the
2. Member by analyzing the visit hour, frequency and Service menu in
3. accordance with the Company’s policy.
4. In case that the personal information
5. provided upon signing up for Membership changes, the Member shall correct
6. the information. The Company shall not be liable for any losses suffered
7. by the Member due to the delay in change.
8. The Company may add and delete the Member’s personal information and other information
9. that the Company requests in accordance with the relevant laws and the
10. Privacy Policy of the Company.

Article 6 (Obligation to Protect

Personal Information)

1. The Company shall make efforts to protect the
2. personal information of the Member pursuant to the applicable laws and
3. regulations including Act on Promotion of Information and Communications
4. Network Utilization and Information Protection, etc. (the “Act on Information and Communication Network”). Applicable laws and regulations and the
5. Privacy Policy of the Company applies to the matters related to protection
6. and use of personal information. However, in case that the Member clicks
7. on the links contained in the Company’s website, the privacy policy of the concerned website will be
8. applied.
9. If the Company suspends the Service or if the
10. Member withdraws his/her consent to provide personal information, the
11. Company shall discard the personal information of the Member forthwith.
12. However, the Company may keep specific information for a certain period of
13. time pursuant to Act on the Consumer Protection in the Electronic Commerce
14. Transactions, etc.
15. The Company may collect additional personal
16. information without the consent of the Member in accordance with the
17. applicable laws and regulations only for the purposes of improving the
18. Service and of introducing new Service customized to the Member.
19. Unless it is required by the laws, the
20. Company will not disclose or divulge all the personal information of the
21. Member including account information to a third person without the
22. separate consent of the Member.
23. The Company may link the account information
24. of the Member to the other services that the Company will provide or take
25. other methods for the convenience of the Member.

Article 7(ID and PW of Member)

1. The Member shall be responsible for
2. management of his/her ID and PW.
3. The Member shall not cause the third person
4. to use his ID and PW.
5. The Company shall not be liable for any
6. losses or damages caused by the negligence of the Member in managing
7. his/her ID and PW, or by inappropriate use of the third person without
8. willful or gross negligence of the Company.
9. If the Member becomes aware of the theft or
10. unauthorized use of his/her ID or PW by a third person, the Member shall
11. notify the Company forthwith, and shall follow the instruction of the
12. Company.

Article 8 (Obligation of the

Company)

1. The Company shall provide the Member with
2. Service in the continued and stable manner.
3. If the Company considers the opinion or
4. complaint raised by the Member is justifiable, it shall process such
5. opinion or complaint. In this case, the Company notifies the Member of the
6. process via email or electronic bulletin board.
7. The Company shall comply with the relevant
8. laws including Act on Information and Communication Network with respect
9. to the operation and maintenance of the Service.
10. If the Company may notify the Member of the
11. matters to be notified by posting it on the electronic bulletin board for
12. not less than seven (7) days or via email indicated in the account of the
13. Member.

Article 9(Obligation of the

Member)

1. The Member shall not be engaged in acts
2. falling under any of the following items.

• act of stating false information upon
• subscribing the Services or changing his/her personal information
• act of using other person’s information by stealth
• act of assuming the name of operator of the
• Company, its officers and employees or the Company
• act of changing the information posted by
• the Company
• act of obtaining the information of other
• user by way of hacking
• act of teasing, threatening or dishonoring
• the Company, other Member and a third person;
• act of disclosing or posting obscene and
• violent messages and other information contrary to the public policy;
• act of expressing one’s own religious belief or denigrating other religion;
• act of spreading false information and act
• of fraud;
• act of selling or promoting the goods that
• are prohibited from selling online under the domestic laws;
• act of selling or promoting the goods which
• are prohibited from importing and selling including stolen goods,
• narcotics/ psychotropic drugs;
• act of being engaged in the activities
• violating the fair trading regulations including cornering and hoarding;
• act of posting, selling or promoting the
• obscene and erotic materials;
• act of posting or promoting the materials
• related to obscene and adultery entertainments and illegal business
• conditions;
• act of causing political and social unrest;
• act of infringing on intellectual property
• rights including copy rights, trade secret and patent rights of the
• Company and other third person;
• act of distributing malicious code or data
• which may cause malfunctioning of information and communication
• facilities or destruction of information;
• act of being engaged in illegal activities
• violating the current laws and regulations;
• act of being engaged in activities violating
• the Company’s policies which have been noticed
• through mobile application or website of the Company;
• act of interfering with the provision of
• normal Service by overloading the computer server of the Company in ways
• of using Service through abnormal channel including Autocon;
• act of not performing the obligations of the
• Member to the Company or a third person such as payment of Service
• charges;
• act of using the information which has been
• obtained through the Service without the prior written consent of the
• Company for profit by ways of copying, transmitting, publishing,
• distributing or broadcasting, or act of allowing a third person to use
• such information.

1. In case that the Member is engaged in any of
2. the acts prescribed in the foregoing paragraph, the Company may take
3. appropriate measures in accordance with the seriousness of the acts
4. including limitation of Service use such as suspension of
5. Service/termination of contract, and taking legal actions to the
6. enforcement authorities.
7. Unless there is express prior consent of the
8. Company, the Member may not assign, transfer, lend or provide as
9. collateral his/her rights to use Service and other contractual status to a
10. third person.
11. The Member shall comply with the applicable
12. laws and regulations, provisions hereof, guideline and precautions that
13. have been notified related to the Service, and other notice of the
14. Company. The Member shall not be engaged in any acts interfering with the
15. businesses of the Company.
16. The Member may not be engaged in
17. sales/advertisement contrary to the purpose of use and method defined by
18. the Company without the prior approval of the Company, and the use of
19. Service of the Member shall not infringe on the property rights, goodwill
20. or business model of the Company.

Article 10(Provision of Service

and Change)

1. The Member enjoys following Service provided
2. by the Company.

• The Service for which the Member signed up
• Any and all Services provided to the Member
• through additional development or coalition with other company.

1. The Service of the Company is available 24
2. hours a day, seven days a week, in principle.
3. In case there are significant operational
4. reasons including maintenance, replacement and failure of information and
5. communication facilities, or interruption, the Company may suspend the
6. provision of Service temporarily. In such case, the Member will be
7. notified the facts via electronic bulletin board or email. However, if the
8. Company may not make prior notice to the Member due to inevitable reasons,
9. the Company may notify thereafter.
10. Unless the Company grants the Member the
11. express rights to use the Service of the Company and the brand specificity
12. of all other Services by entering into separate written contract, the
13. Company shall not grant the Member the rights to use corporate name of the
14. Company or the Service of the Company, its trademark, Service mark, logo,
15. Domain name and other identifiable brand specificity.
16. The type, function and design of the Service
17. rendered by the Company may be changed or suspended from time to time as
18. necessary. In such case, the Company does not notify the Member of each
19. change in advance. However, if such change is deemed to be unfavorable to
20. the Member, the Company will notify the matter via the electronic bulletin
21. board or email.
22. In case that the Service to be rendered in
23. accordance with the preceding paragraph is changed and suspended, the
24. Company will not make separate compensation.

Article 11(Publication of

Advertisement)

1. With respect to the operation of Service, the
2. Company may post advertisement by utilizing the personal information of
3. the Member and the information provided by the Member. The Member consents
4. to the publication of the customized advertisement which the Member can be
5. exposed upon using the Service.
6. The Company shall not be liable for any
7. losses and damages caused by the participation in the promotion event that
8. the advertiser provides by posting the event on the Service or through the
9. Service, or communication or transactions with the advertiser.

Article 12(Provision of

Information via Email)

1. The Company may provide various informations
2. that have been deemed to be necessary for the use of Service of the Member
3. via email provided by the Member.
4. The Company may send promotional email for
5. profit by using the personal information of the Member for the purpose of
6. operating the Service. The Member may refuse to receive such email.
7. In case of one of the following events, he
8. Company may send email with or without the consent of the Member.

• Where the Company sends certified mail in
• order to verify the ownership of the email address which the Member
• stated upon subscription.
• Where the Company sends certified mail in
• order to confirm any changes in the personal information of the Member.
• Where the Company considers there is
• material information to be notified by the Member in using the Service.

Article 13(Restriction on

Service Use)

1. In case that force majeure events including
2. natural disaster, state of national emergency, proEblematic technical
3. failure or serious changes in the operation of Service happens or are
4. expected to happen, the Company may restrict or suspend the Services,
5. either in whole or in part, without the advance notice.
6. The Company shall not be liable or
7. responsible for disputes between the Members or between the Member and the
8. third person which have been occurred related to the Service.
9. In case that the Member suffers from any
10. damages in using the Service due to the leak of his/her ID and PW caused
11. by the Member’s management negligence, or that the
12. Member violates his/her obligation due to the illegal use of a third
13. person, ID and the concerned Domain of the Member may be restricted.
14. In case that in the course of investigating
15. the violation of Article 9 hereof, if the Company becomes aware that the
16. ID and Domain of the concerned Member is directed related to a specific
17. violation of a law, and that the Company considers it is inevitable
18. measure to protect the interests of other Member and to preserve the order
19. of Service, the Company may suspend the use of the concerned ID and Domain
20. temporarily. The Member may raise objection to such suspension through
21. website of the Company or email.
22. In case that the Member violates any of
23. his/her obligations hereunder, that transmission or reception of
24. promotional information causes Service disruption or is expected to cause,
25. or that the Member refuses to receive the promotional information, the
26. Company may gradually restrict the use of Service in the order of warning,
27. temporary suspension and permanent suspension.
28. In case that the Member violates the relevant
29. laws such as distribution of illegal program and interruption of operation
30. violating the Copyrights Act, illegal communication and hacking violating
31. the Act on Information and Communication Network, distribution of
32. malicious program, and any acts exceeding his/her rights to access or that
33. the Member is engaged in identity theft or payment theft, the Company may
34. suspend the use of Service immediately and permanently, and in such case,
35. any interests that the Member has obtained through the use of Service will
36. extinguished without the compensation of the Company.

Article 14(Rights and

Responsibility for Posted Materials)

1. The Member shall reserve the rights and
2. responsibility for text, image, video, links and other information that
3. the Member posted in the Service (the “Posts”) of the Company.
4. The Company may not monitor, control, or be
5. liable for the contents that the Member creates. The Company will not be
6. liable for and guarantee the reliability, credibility, accuracy of the
7. Post that the Member posted.
8. Copy rights and intellectual property rights
9. to the Service, and copy rights to the Posts created by the Company shall
10. be reverted to the Company. However, any Post created by the Member,
11. either independently or jointly, and any works provided under the
12. cooperation agreement shall be excluded.
13. Any Post that the Member has posted in the
14. Service may be used in any media, website, and other Service of the
15. Company and by other ways (including those which have been known to public
16. or which will be developed in the near future) for the results of online
17. search, operation and promotion of Service. In such case, the Post may be
18. amended, copied or edited to the extent necessary for such exposure. In
19. such case, the Company complies with the Copyrights Act, and the Member
20. may take measures of deletion, exclusion of search result, and
21. non-disclosure of such Post through customer Service center or management
22. function provided within the Service at any time.
23. Even in case of withdrawal from membership,
24. any Post created by the withdrawing Member will not be deleted. However,
25. the Member may delete his/her Post by himself/herself before withdrawal.
26. The Company shall not be liable for any unauthorized preservation or
27. unauthorized publication of the Post through the duplication without the
28. consent of the concerned Member. In addition, ID, personal information and
29. Post of the Member who violates these Terms and Conditions and the
30. applicable laws and regulations may be kept to the extent that the
31. applicable laws and regulations permit in order to protect other Member
32. and to use as an evidence for court, enforcement authority or other
33. relevant authority.
34. The Member shall take any civil and criminal
35. liabilities which have been caused by infringement on copyrights and
36. intellectual property rights of the Company or the third person by the Post
37. or works of the Member.

Article 15(Management of Posted

Materials)

1. In case that the Post of the Member includes
2. any contents violating the relevant laws including the Act on Information
3. and Communication Network and the Copyrights Act, and that any person is
4. infringed his/her statutory rights thereby, the infringed person may
5. request the suspension of publication and deletion of the concerned Post
6. in accordance with the statutory procedures, and the Company shall take
7. measures in accordance with the provisions of the relevant laws and notify
8. the infringed person of the measure.
9. In case that the Company considers there are
10. any reasons that can be acknowledged as infringement on rights even
11. without the request of the infringed person under the preceding paragraph,
12. or that any events violating these Terms and Conditions, the Company’s policy, relevant laws, intellectual
13. property rights and public policy occur, the Company may take temporary
14. measures for the Post for the period of time not exceeding thirty (30)
15. days.

Article 16(Responsibility for

Transactions)

1. The Company shall take responsibility only
2. for the operation and management of system to provide the Service
3. efficiently, and shall not represent the purchaser or seller in
4. transactions of goods or Services. The user shall take any and all
5. responsibilities for transactions consummated between the users and for
6. information provided and registered by the user.
7. With respect to the transactions between the
8. purchaser and the seller consummated through the system rendered by the
9. Company, the Company shall not guarantee any matters including existence
10. or non-existence and sincerity of buying or selling intent, quality of
11. registered goods, integrity, stability, legality and non-infringement on
12. other person’s rights, sincerity or legality of
13. information that purchaser or seller has stated and of data published on
14. URL which is linked through such information. Any and all risks and
15. responsibilities related thereto shall be taken by the user.
16. The Company only provides transaction system
17. based on the Service of the Company, and the party to the transaction
18. shall be liable for all disputes incurred related to the transaction.

Article 17(Fee-based Service)

1. The Member may use the fee-based Service
2. provided by the Company by paying in credit card, through bank transfer
3. and other method defined by the Company.
4. The Company may allow the Member to use
5. fee-based Service without payment as set forth in paragraph 1 above by
6. granting virtual settlement method in accordance with the record of using
7. Service.
8. In case that the Member chooses to use
9. fee-based Service, the Service based on the payment method described in
10. paragraph 1 above will be firstly provided, and if provision of such
11. Service is not possible due to the shortage in balance, the Service
12. prescribed in paragraph 2 above will be provided.
13. In case that the Member cannot use the
14. fee-based Service due to the failure in system, and that any fee-based
15. Service provided by the Company is not available, the Member may request
16. the refund to the Company. However, if the Member is provided with even
17. some of the fee-based Service, if the Member changes his/her mind not to
18. use for the reason of personal satisfaction, it shall not be subjected to
19. the refund under the paragraph 2 above.
20. The refund prescribed paragraph 4 above shall
21. be made only when the Member makes request in accordance with the defined
22. form of the Company within seven (7) days after the Member did not receive
23. the Service or the Service became unavailable. Any cost incurred by the
24. refund shall be borne by the Member.
25. The Company shall not be liable for any
26. property damage suffered by the Member or any and all disputes including
27. legal actions brought between the Member and a third person with respect
28. to the use of fee-based Service.

Article 18(Limitation of

Responsibility)

1. The Company shall not be liable for any
2. Service disruption caused by the fault on the Member’s part such as non-compliance with these Terms and Conditions, and
3. guidelines for Service use.
4. The Company shall not guarantee the
5. reliability and accuracy of the information, materials and facts which
6. have been posted through the Service.
7. The Company shall not be responsible for any
8. transactions consummated between the Members or between the Member and a
9. third party through the Service.
10. Except otherwise required by the relevant
11. laws and regulations, the Company shall not be responsible for any
12. free-of-charge Service to be provided related to the use of Service.
13. The Company shall be exempted from any
14. failure in provision of Service caused by natural disaster, war,
15. suspension of service by the telecom service retailer, problematic
16. technical failure and other force majeure events.
17. The Company shall be exempted from any
18. failure in provision of Service or from any disruption caused by
19. inevitable causes including maintenance of the Service facilities,
20. replacement, regular check and construction.
21. The Member shall be liable for any damages to
22. computer system or loss of data and information caused by downloading or
23. accessing a specific program or information through the Service of the
24. Company at his/her own discretion.
25. The Company shall be exempted from any
26. damages caused by the suspension or irregular provision of
27. telecommunication service by the telecom service retailer.
28. The Company shall not be liable for any
29. damages caused by the fault on the Member’s part such as error in the Member’s devices for the use of the service such as computer, mobile phone,
30. tablet PC and the softwares such as programs used in such devices, inaccurate
31. statement of personal information and email address, and negligence in
32. management of password.
33. The Company shall not be liable for
34. conditions of the Member’s devices for the
35. use of the service such as computer, mobile phone, tablet PC and the softwares
36. such as programs used in such devices, all the security related problems
37. which are not falling under the scope of management obligation of the
38. Company, or any problems caused without the fault of the Company including
39. network hacking that cannot be defendable with the current security
40. technology.
41. The Company shall not guarantee or be
42. responsible for accuracy, content, integrity, legality and reliability of
43. the important information about the content provided through the Service,
44. and for deletion of website, failure in storage, misguidance and provision
45. of information. In addition, the Company shall not be responsible for
46. reliability, accuracy, integrity and quality of the information, materials
47. and facts that the Member has posted on the website or transmitted through
48. the Service.
49. The Company shall not be liable for any
50. damages caused by the Member’s disclosure or
51. provision of personal information to the other person.
52. The Company shall not be liable for any
53. failure in utilizing the Service as expected by the Member and shall be
54. exempted from any damages caused by the Member’s choice or use.
55. The Company shall not be obliged to conduct
56. preliminary review of the Post or to confirm or verify the content of the
57. Post on a regular basis, and shall not be liable for any results
58. therefrom.
59. In case that the Member accesses the Service
60. in the area where WiFi Service is not available, and data rate occurs
61. thereby, the user may not request the indemnification from such charges to
62. the Company.

Article 19(Termination of

Service)

1. The Company may terminate the Service by
2. notifying the Member within thirty (30) days from the contemplated
3. termination date.
4. Upon termination of Service, the Company will
5. not make any compensation to the Member.

Article 20(Indemnification)

1. In case that any damages occur to the Company
2. due to the breach of these Terms and Condition by the Member, the
3. breaching Member shall compensate the Company for all damages.
4. In case that the Member breaches any
5. provisions hereof in using the Service or that any third person claims for
6. damages to the Company due to the illegal act of the Member, the concerned
7. Member shall hold harmless and indemnify the Company from and against all
8. damages on its own responsibility and at its own cost.

Article 21(International User)

Any Member who uses the Service

in or outside of the Republic of Korea shall agree that his/her personal

information may be saved to the server located in the country other than where

the Member is located pursuant to the agreement related to servers including

internet data center (IDC) used by the Company, or transmitted among the

countries.

Article 22(Governing Law and

Jurisdiction)

1. Construction of these Terms and Conditions
2. and any matters otherwise not defined herein shall be governed by the laws
3. of the Republic of Korea.
4. Any actions caused by the disputes between
5. the Company and the Member shall be brought to the Seoul Central District
6. Court as a court having exclusive jurisdiction.
7. These Terms and Conditions are prepared in
8. Korean language, and if these Terms and Conditions are translated into
9. other languages including English, the Korean version will prevail.

Addendum

This Privacy Policy was enacted on June 15, 2015.